Missouri Central
Missouri Central is a credit union based in Lees Summit, Missouri, established in 1931, with $125 million in total assets serving 11,516 members. By Trust Grade it ranks 76th of 89 credit unions we track in Missouri. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-0.03% return on assets), a point to watch. No consumer complaints against Missouri Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Missouri Central compares to Missouri peers
How we graded Missouri Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Unprofitable over the period (ROA -0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Missouri Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Missouri Central insured?
Yes. Missouri Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Missouri Central: frequently asked questions
Is Missouri Central a good credit union?
Missouri Central earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Unprofitable over the period (ROA -0.03%).
Is Missouri Central NCUA-insured?
Yes. Missouri Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Missouri Central?
Missouri Central holds $125 million in total assets, ranking 76th of 89 credit unions we track in Missouri. It serves 11,516 members.
Does Missouri Central have CFPB complaints?
No CFPB complaints against Missouri Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
