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credit union

Central Missouri Community

Warrensburg, MO · Est. 1961
C
Trust Grade
Average
Score: 78/100

Central Missouri Community is a credit union based in Warrensburg, Missouri, established in 1961, with $142 million in total assets serving 14,712 members. By Trust Grade it ranks 78th of 89 credit unions we track in Missouri. Its net worth ratio of 8.0% trails most similarly sized credit unions (4th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Central Missouri Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.6M
$100M–1B institution
Members
14,712
Shares & deposits
Net worth ratio
8.0%
Bottom 4% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.3%
Bottom 20% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#78
of 89 credit unions

How Central Missouri Community compares to Missouri peers

Net worth ratio
Bottom 4% of $100M–1B peers
Central Missouri
8.0%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Central Missouri
0.3%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Central Missouri Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Missouri Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Missouri Community insured?

Yes. Central Missouri Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Missouri Community: frequently asked questions

Is Central Missouri Community a good credit union?

Central Missouri Community earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.27%).

Is Central Missouri Community NCUA-insured?

Yes. Central Missouri Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Missouri Community?

Central Missouri Community holds $142 million in total assets, ranking 78th of 89 credit unions we track in Missouri. It serves 14,712 members.

Does Central Missouri Community have CFPB complaints?

No CFPB complaints against Central Missouri Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Riverways
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Missouri Central
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Metro
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First Missouri
credit union · Saint Louis, MO · $121M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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