Multi-States
Multi-States is a credit union based in Springfield, Missouri, established in 1975, with $89 million in total assets serving 14,968 members. By Trust Grade it ranks 21st of 89 credit unions we track in Missouri. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Multi-States appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Multi-States compares to Missouri peers
How we graded Multi-States
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Multi-States over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Multi-States insured?
Yes. Multi-States is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Multi-States: frequently asked questions
Is Multi-States a good credit union?
Multi-States earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.82%).
Is Multi-States NCUA-insured?
Yes. Multi-States is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Multi-States?
Multi-States holds $89 million in total assets, ranking 21st of 89 credit unions we track in Missouri. It serves 14,968 members.
Does Multi-States have CFPB complaints?
No CFPB complaints against Multi-States appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
