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credit union

Quincy

Quincy, MA · Est. 1937
A
Trust Grade
Excellent
Score: 95/100

Quincy is a credit union based in Quincy, Massachusetts, established in 1937, with $733 million in total assets serving 39,322 members. By Trust Grade it ranks 43rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 14.3% is stronger than 83% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Quincy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$733.0M
$100M–1B institution
Members
39,322
Shares & deposits
Net worth ratio
14.3%
Top 17% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.6%
Bottom 43% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#43
of 122 credit unions

How Quincy compares to Massachusetts peers

Net worth ratio
Top 17% of $100M–1B peers
Quincy
14.3%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Quincy
0.6%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Quincy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Quincy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Quincy insured?

Yes. Quincy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Quincy: frequently asked questions

Is Quincy a good credit union?

Quincy earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.59%).

Is Quincy NCUA-insured?

Yes. Quincy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Quincy?

Quincy holds $733 million in total assets, ranking 43rd of 122 credit unions we track in Massachusetts. It serves 39,322 members.

Does Quincy have CFPB complaints?

No CFPB complaints against Quincy appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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