Umassfive College
Umassfive College is a credit union based in Hadley, Massachusetts, established in 1967, with $712 million in total assets serving 51,124 members. By Trust Grade it ranks 93rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.5% trails most similarly sized credit unions (23th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Umassfive College appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Umassfive College compares to Massachusetts peers
How we graded Umassfive College
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Profitable (ROA 0.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Umassfive College over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Umassfive College insured?
Yes. Umassfive College is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Umassfive College: frequently asked questions
Is Umassfive College a good credit union?
Umassfive College earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.38%).
Is Umassfive College NCUA-insured?
Yes. Umassfive College is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Umassfive College?
Umassfive College holds $712 million in total assets, ranking 93rd of 122 credit unions we track in Massachusetts. It serves 51,124 members.
Does Umassfive College have CFPB complaints?
No CFPB complaints against Umassfive College appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
