credit union

Mass. Institute Of Tech.

Lexington, MA · Est. 1940
B
Trust Grade
Strong
Score: 83/100

Mass. Institute Of Tech. is a credit union based in Lexington, Massachusetts, established in 1940, with $743 million in total assets serving 35,226 members. By Trust Grade it ranks 95th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.7% trails most similarly sized credit unions (26th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Mass. Institute Of Tech. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$743.0M
$100M–1B institution
Members
35,226
Shares & deposits
—
Net worth ratio
9.7%
Bottom 26% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.1%
Bottom 13% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#95
of 122 credit unions

How Mass. Institute Of Tech. compares to Massachusetts peers

Net worth ratio
Bottom 26% of $100M–1B peers
Mass. Institute
9.7%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Mass. Institute
0.1%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mass. Institute Of Tech.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mass. Institute Of Tech. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mass. Institute Of Tech. insured?

Yes. Mass. Institute Of Tech. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mass. Institute Of Tech.: frequently asked questions

Is Mass. Institute Of Tech. a good credit union?

Mass. Institute Of Tech. earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.14%).

Is Mass. Institute Of Tech. NCUA-insured?

Yes. Mass. Institute Of Tech. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mass. Institute Of Tech.?

Mass. Institute Of Tech. holds $743 million in total assets, ranking 95th of 122 credit unions we track in Massachusetts. It serves 35,226 members.

Does Mass. Institute Of Tech. have CFPB complaints?

No CFPB complaints against Mass. Institute Of Tech. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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