Gfa
Gfa is a credit union based in Gardner, Massachusetts, established in 1938, with $761 million in total assets serving 33,415 members. By Trust Grade it ranks 102nd of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Gfa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gfa compares to Massachusetts peers
How we graded Gfa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gfa over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gfa insured?
Yes. Gfa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gfa: frequently asked questions
Is Gfa a good credit union?
Gfa earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.30%).
Is Gfa NCUA-insured?
Yes. Gfa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gfa?
Gfa holds $761 million in total assets, ranking 102nd of 122 credit unions we track in Massachusetts. It serves 33,415 members.
Does Gfa have CFPB complaints?
No CFPB complaints against Gfa appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
