The Bank And Trust, S.S.B. is a bank based in Del Rio, Texas, established in 1910, with $581 million in total assets across 10 branches. By Trust Grade it ranks 271st of 349 banks we track in Texas. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against The Bank And Trust, S.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank And Trust, S.S.B. compares to Texas peers
How we graded The Bank And Trust, S.S.B.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank And Trust, S.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 229 Highway 277 N, Sonora, TX 76950
- 1200 Veterans Blvd, Del Rio, TX 78840
- 1200 Veterans Blvd, Del Rio, TX 78840
- 1460 Knickerbocker Rd, San Angelo, TX 76904
- 2411 N Bedell Ave, Del Rio, TX 78840
- 325 Junction Hwy, Kerrville, TX 78028
- 118 West Bandera Road, Boerne, TX 78006
- 3604 N Bryant Blvd, San Angelo, TX 76903
- 102 North St, Brackettville, TX 78832
- 1200 Veterans Blvd, Del Rio, TX 78840
Are deposits at The Bank And Trust, S.S.B. insured?
Yes. The Bank And Trust, S.S.B. is an FDIC-insured bank (FDIC certificate #1184). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank And Trust, S.S.B.: frequently asked questions
Is The Bank And Trust, S.S.B. a good bank?
The Bank And Trust, S.S.B. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.48%).
Is The Bank And Trust, S.S.B. FDIC-insured?
Yes. The Bank And Trust, S.S.B. is a FDIC-insured bank (FDIC certificate #1184). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank And Trust, S.S.B.?
The Bank And Trust, S.S.B. holds $581 million in total assets, ranking 271st of 349 banks we track in Texas. It operates 10 branches.
Does The Bank And Trust, S.S.B. have CFPB complaints?
No CFPB complaints against The Bank And Trust, S.S.B. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
