Skip to main content
bank

The Karnes County National Bank Of Karnes City

Karnes City, TX · Est. 1900 · Website ↗
B
Trust Grade
Strong
Score: 88/100

The Karnes County National Bank Of Karnes City is a bank based in Karnes City, Texas, established in 1900, with $580 million in total assets across 3 branches. By Trust Grade it ranks 307th of 349 banks we track in Texas. Its capital ratio of 8.6% trails most similarly sized banks (22th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against The Karnes County National Bank Of Karnes City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$579.7M
$100M–1B institution
Deposits
$528.5M
Branches
3
Capital ratio
8.6%
Bottom 22% of $100M–1B peers · Texas median 10.9%
Return on assets
0.4%
Bottom 12% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#307
of 349 banks

How The Karnes County National Bank Of Karnes City compares to Texas peers

Capital ratio
Bottom 22% of $100M–1B peers
The Karnes
8.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
The Karnes
0.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Karnes County National Bank Of Karnes City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Karnes County National Bank Of Karnes City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 311 E Calvert Ave, Karnes City, TX 78118
  • 100a Business Park Blvd, Kenedy, TX 78119
  • 1708 Wofford Ln, Beeville, TX 78102

Are deposits at The Karnes County National Bank Of Karnes City insured?

Yes. The Karnes County National Bank Of Karnes City is an FDIC-insured bank (FDIC certificate #3279). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Karnes County National Bank Of Karnes City: frequently asked questions

Is The Karnes County National Bank Of Karnes City a good bank?

The Karnes County National Bank Of Karnes City earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.45%).

Is The Karnes County National Bank Of Karnes City FDIC-insured?

Yes. The Karnes County National Bank Of Karnes City is a FDIC-insured bank (FDIC certificate #3279). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Karnes County National Bank Of Karnes City?

The Karnes County National Bank Of Karnes City holds $580 million in total assets, ranking 307th of 349 banks we track in Texas. It operates 3 branches.

Does The Karnes County National Bank Of Karnes City have CFPB complaints?

No CFPB complaints against The Karnes County National Bank Of Karnes City appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Bank And Trust, S.S.B.
bank · Del Rio, TX · $581M assets
First National Bank Of Huntsville
bank · Huntsville, TX · $587M assets
First Commercial Bank, National Association
bank · Seguin, TX · $566M assets
Trinity Bank, N.A.
bank · Fort Worth, TX · $563M assets
Southtrust Bank, N.A.
bank · George West, TX · $597M assets
The Falls City National Bank
bank · Falls City, TX · $598M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →