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First National Bank Of Huntsville

Huntsville, TX · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank Of Huntsville is a bank based in Huntsville, Texas, established in 1890, with $587 million in total assets across 5 branches. By Trust Grade it ranks 123rd of 349 banks we track in Texas. Its capital ratio of 13.3% is stronger than 83% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against First National Bank Of Huntsville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$586.7M
$100M–1B institution
Deposits
$505.1M
Branches
5
Capital ratio
13.3%
Top 17% of $100M–1B peers · Texas median 10.9%
Return on assets
1.7%
Top 24% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#123
of 349 banks

How First National Bank Of Huntsville compares to Texas peers

Capital ratio
Top 17% of $100M–1B peers
First National
13.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
First National
1.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Huntsville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Huntsville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1300 11th St, Huntsville, TX 77340
  • 333 N May St, Madisonville, TX 77864
  • 1041 W Decherd, Franklin, TX 77856
  • 617 E Houston Ave, Crockett, TX 75835
  • 3971 University Dr E, Bryan, TX 77802

Are deposits at First National Bank Of Huntsville insured?

Yes. First National Bank Of Huntsville is an FDIC-insured bank (FDIC certificate #3269). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Huntsville: frequently asked questions

Is First National Bank Of Huntsville a good bank?

First National Bank Of Huntsville earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.67%).

Is First National Bank Of Huntsville FDIC-insured?

Yes. First National Bank Of Huntsville is a FDIC-insured bank (FDIC certificate #3269). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Huntsville?

First National Bank Of Huntsville holds $587 million in total assets, ranking 123rd of 349 banks we track in Texas. It operates 5 branches.

Does First National Bank Of Huntsville have CFPB complaints?

No CFPB complaints against First National Bank Of Huntsville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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