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Southtrust Bank, N.A.

George West, TX · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Southtrust Bank, N.A. is a bank based in George West, Texas, established in 1934, with $597 million in total assets across 8 branches. By Trust Grade it ranks 20th of 349 banks we track in Texas. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Southtrust Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$597.0M
$100M–1B institution
Deposits
$524.3M
Branches
8
Capital ratio
11.6%
Top 31% of $100M–1B peers · Texas median 10.9%
Return on assets
1.2%
Top 48% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#20
of 349 banks

How Southtrust Bank, N.A. compares to Texas peers

Capital ratio
Top 31% of $100M–1B peers
Southtrust Bank,
11.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Southtrust Bank,
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Southtrust Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southtrust Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 803 Harborth Avenue, Three Rivers, TX 78071
  • 545 10th St, Floresville, TX 78114
  • 144 Moursund Blvd, San Antonio, TX 78221
  • 1047 W Oaklawn Rd, Pleasanton, TX 78064
  • 10497 Town And Country Way, Houston, TX 77024
  • 15201 East Fwy Ste 106, Channelview, TX 77530
  • 14090 Southwest Fwy, Sugar Land, TX 77478
  • 601 Guadalupe St, George West, TX 78022

Are deposits at Southtrust Bank, N.A. insured?

Yes. Southtrust Bank, N.A. is an FDIC-insured bank (FDIC certificate #13919). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southtrust Bank, N.A.: frequently asked questions

Is Southtrust Bank, N.A. a good bank?

Southtrust Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.23%).

Is Southtrust Bank, N.A. FDIC-insured?

Yes. Southtrust Bank, N.A. is a FDIC-insured bank (FDIC certificate #13919). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southtrust Bank, N.A.?

Southtrust Bank, N.A. holds $597 million in total assets, ranking 20th of 349 banks we track in Texas. It operates 8 branches.

Does Southtrust Bank, N.A. have CFPB complaints?

No CFPB complaints against Southtrust Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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