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Nbt Financial Bank

Fort Worth, TX · Est. 1973 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Nbt Financial Bank is a bank based in Fort Worth, Texas, established in 1973, with $598 million in total assets across 6 branches. By Trust Grade it ranks 66th of 349 banks we track in Texas. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Nbt Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$598.5M
$100M–1B institution
Deposits
$521.8M
Branches
6
Capital ratio
10.5%
Top 44% of $100M–1B peers · Texas median 10.9%
Return on assets
1.5%
Top 34% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#66
of 349 banks

How Nbt Financial Bank compares to Texas peers

Capital ratio
Top 44% of $100M–1B peers
Nbt Financial
10.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Nbt Financial
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Nbt Financial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nbt Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2535 Ne 28th St, Fort Worth, TX 76106
  • 2080 Precinct Line Rd, Hurst, TX 76054
  • 400 E Renfro St, Burleson, TX 76028
  • 405 Commerce St, Azle, TX 76020
  • 200 Shops Blvd, Willow Park, TX 76087
  • 6116 Camp Bowie Blvd, Fort Worth, TX 76116

Are deposits at Nbt Financial Bank insured?

Yes. Nbt Financial Bank is an FDIC-insured bank (FDIC certificate #21329). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nbt Financial Bank: frequently asked questions

Is Nbt Financial Bank a good bank?

Nbt Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.48%).

Is Nbt Financial Bank FDIC-insured?

Yes. Nbt Financial Bank is a FDIC-insured bank (FDIC certificate #21329). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Nbt Financial Bank?

Nbt Financial Bank holds $598 million in total assets, ranking 66th of 349 banks we track in Texas. It operates 6 branches.

Does Nbt Financial Bank have CFPB complaints?

No CFPB complaints against Nbt Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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The First National Bank Of East Texas
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First National Bank Of Huntsville
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The State National Bank Of Big Spring
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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