First Commercial Bank, National Association is a bank based in Seguin, Texas, established in 1983, with $566 million in total assets across 7 branches. By Trust Grade it ranks 79th of 349 banks we track in Texas. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against First Commercial Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Commercial Bank, National Association compares to Texas peers
How we graded First Commercial Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Commercial Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1301 Oak Street, Jourdanton, TX 78026
- 1336 E Court St, Seguin, TX 78155
- 120 E Basse Rd, San Antonio, TX 78209
- 1837 W Comal St, Pearsall, TX 78061
- 1656 State Highway 46 W, New Braunfels, TX 78132
- 13333 Blanco Rd, San Antonio, TX 78216
- 1525 S Seguin Ave, New Braunfels, TX 78130
Are deposits at First Commercial Bank, National Association insured?
Yes. First Commercial Bank, National Association is an FDIC-insured bank (FDIC certificate #24603). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Commercial Bank, National Association: frequently asked questions
Is First Commercial Bank, National Association a good bank?
First Commercial Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.33%).
Is First Commercial Bank, National Association FDIC-insured?
Yes. First Commercial Bank, National Association is a FDIC-insured bank (FDIC certificate #24603). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Commercial Bank, National Association?
First Commercial Bank, National Association holds $566 million in total assets, ranking 79th of 349 banks we track in Texas. It operates 7 branches.
Does First Commercial Bank, National Association have CFPB complaints?
No CFPB complaints against First Commercial Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
