Pioneer Appalachia
Pioneer Appalachia is a credit union based in Charleston, West Virginia, established in 1940, with $245 million in total assets serving 15,071 members. By Trust Grade it ranks 51st of 73 credit unions we track in West Virginia. Its net worth ratio of 11.1% trails most similarly sized credit unions (48th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Pioneer Appalachia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pioneer Appalachia compares to West Virginia peers
How we graded Pioneer Appalachia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pioneer Appalachia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pioneer Appalachia insured?
Yes. Pioneer Appalachia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pioneer Appalachia: frequently asked questions
Is Pioneer Appalachia a good credit union?
Pioneer Appalachia earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.40%).
Is Pioneer Appalachia NCUA-insured?
Yes. Pioneer Appalachia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pioneer Appalachia?
Pioneer Appalachia holds $245 million in total assets, ranking 51st of 73 credit unions we track in West Virginia. It serves 15,071 members.
Does Pioneer Appalachia have CFPB complaints?
No CFPB complaints against Pioneer Appalachia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
