The United
The United is a credit union based in Morgantown, West Virginia, established in 1973, with $108 million in total assets serving 5,950 members. By Trust Grade it ranks 37th of 73 credit unions we track in West Virginia. Its net worth ratio of 27.8% is stronger than 99% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against The United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The United compares to West Virginia peers
How we graded The United
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.8% capital ratio)
- Profitable (ROA 0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The United over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The United insured?
Yes. The United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The United: frequently asked questions
Is The United a good credit union?
The United earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (27.8% capital ratio); Profitable (ROA 0.49%).
Is The United NCUA-insured?
Yes. The United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The United?
The United holds $108 million in total assets, ranking 37th of 73 credit unions we track in West Virginia. It serves 5,950 members.
Does The United have CFPB complaints?
No CFPB complaints against The United appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
