Peoples
Peoples is a credit union based in Nitro, West Virginia, established in 1965, with $131 million in total assets serving 10,760 members. By Trust Grade it ranks 27th of 73 credit unions we track in West Virginia. Its net worth ratio of 16.1% is stronger than 91% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Peoples appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples compares to West Virginia peers
How we graded Peoples
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.1% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peoples insured?
Yes. Peoples is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples: frequently asked questions
Is Peoples a good credit union?
Peoples earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.77%).
Is Peoples NCUA-insured?
Yes. Peoples is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peoples?
Peoples holds $131 million in total assets, ranking 27th of 73 credit unions we track in West Virginia. It serves 10,760 members.
Does Peoples have CFPB complaints?
No CFPB complaints against Peoples appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
