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credit union

West Virginia

South Charlesto, WV · Est. 1965
A
Trust Grade
Excellent
Score: 94/100

West Virginia is a credit union based in South Charlesto, West Virginia, established in 1965, with $143 million in total assets serving 7,168 members. By Trust Grade it ranks 36th of 73 credit unions we track in West Virginia. Its net worth ratio of 17.8% is stronger than 95% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against West Virginia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.0M
$100M–1B institution
Members
7,168
Shares & deposits
Net worth ratio
17.8%
Top 5% of $100M–1B peers · West Virginia median 13.5%
Return on assets
0.5%
Bottom 35% of $100M–1B peers · West Virginia median 0.77%
Rank in West Virginia
#36
of 73 credit unions

How West Virginia compares to West Virginia peers

Net worth ratio
Top 5% of $100M–1B peers
West Virginia
17.8%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
West Virginia
0.5%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded West Virginia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (17.8% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Virginia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Virginia insured?

Yes. West Virginia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Virginia: frequently asked questions

Is West Virginia a good credit union?

West Virginia earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Profitable (ROA 0.48%).

Is West Virginia NCUA-insured?

Yes. West Virginia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Virginia?

West Virginia holds $143 million in total assets, ranking 36th of 73 credit unions we track in West Virginia. It serves 7,168 members.

Does West Virginia have CFPB complaints?

No CFPB complaints against West Virginia appear in our data over the analysis window, which is typical for a credit union of this size.

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Universal
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Long Reach
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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