Highway District 21
Highway District 21 is a credit union based in Mcallen, Texas, established in 1940, with $51 million in total assets serving 3,352 members. By Trust Grade it ranks 7th of 379 credit unions we track in Texas. Its net worth ratio of 22.9% is stronger than 86% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Highway District 21 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Highway District 21 compares to Texas peers
How we graded Highway District 21
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.9% capital ratio)
- Strongly profitable (ROA 1.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Highway District 21 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Highway District 21 insured?
Yes. Highway District 21 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Highway District 21: frequently asked questions
Is Highway District 21 a good credit union?
Highway District 21 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.9% capital ratio); Strongly profitable (ROA 1.67%).
Is Highway District 21 NCUA-insured?
Yes. Highway District 21 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Highway District 21?
Highway District 21 holds $51 million in total assets, ranking 7th of 379 credit unions we track in Texas. It serves 3,352 members.
Does Highway District 21 have CFPB complaints?
No CFPB complaints against Highway District 21 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
