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credit union

Houston Highway

Houston, TX · Est. 1952
A
Trust Grade
Excellent
Score: 93/100

Houston Highway is a credit union based in Houston, Texas, established in 1952, with $47 million in total assets serving 3,264 members. By Trust Grade it ranks 175th of 379 credit unions we track in Texas. Its net worth ratio of 11.1% trails most similarly sized credit unions (26th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Houston Highway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$47.4M
<$100M institution
Members
3,264
Shares & deposits
Net worth ratio
11.1%
Bottom 26% of <$100M peers · Texas median 13.5%
Return on assets
0.7%
Top 43% of <$100M peers · Texas median 0.58%
Rank in Texas
#175
of 379 credit unions

How Houston Highway compares to Texas peers

Net worth ratio
Bottom 26% of <$100M peers
Houston Highway
11.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Houston Highway
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Houston Highway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Houston Highway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Houston Highway insured?

Yes. Houston Highway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Houston Highway: frequently asked questions

Is Houston Highway a good credit union?

Houston Highway earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.73%).

Is Houston Highway NCUA-insured?

Yes. Houston Highway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Houston Highway?

Houston Highway holds $47 million in total assets, ranking 175th of 379 credit unions we track in Texas. It serves 3,264 members.

Does Houston Highway have CFPB complaints?

No CFPB complaints against Houston Highway appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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