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credit union

Star Financial

Corpus Christi, TX · Est. 1959
B
Trust Grade
Strong
Score: 87/100

Star Financial is a credit union based in Corpus Christi, Texas, established in 1959, with $51 million in total assets serving 2,918 members. By Trust Grade it ranks 266th of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Star Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.6M
<$100M institution
Members
2,918
Shares & deposits
Net worth ratio
10.6%
Bottom 21% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 31% of <$100M peers · Texas median 0.58%
Rank in Texas
#266
of 379 credit unions

How Star Financial compares to Texas peers

Net worth ratio
Bottom 21% of <$100M peers
Star Financial
10.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Star Financial
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Star Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Star Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Star Financial insured?

Yes. Star Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Star Financial: frequently asked questions

Is Star Financial a good credit union?

Star Financial earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.22%).

Is Star Financial NCUA-insured?

Yes. Star Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Star Financial?

Star Financial holds $51 million in total assets, ranking 266th of 379 credit unions we track in Texas. It serves 2,918 members.

Does Star Financial have CFPB complaints?

No CFPB complaints against Star Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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