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credit union

Caprock Santa Fe

Slaton, TX · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Caprock Santa Fe is a credit union based in Slaton, Texas, established in 1954, with $52 million in total assets serving 4,287 members. By Trust Grade it ranks 63rd of 379 credit unions we track in Texas. Its net worth ratio of 41.2% is stronger than 98% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.38% return on assets. No consumer complaints against Caprock Santa Fe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.6M
<$100M institution
Members
4,287
Shares & deposits
Net worth ratio
41.2%
Top 2% of <$100M peers · Texas median 13.5%
Return on assets
2.4%
Top 3% of <$100M peers · Texas median 0.58%
Rank in Texas
#63
of 379 credit unions

How Caprock Santa Fe compares to Texas peers

Net worth ratio
Top 2% of <$100M peers
Caprock Santa
41.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Caprock Santa
2.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Caprock Santa Fe

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (41.2% capital ratio)
  • Strongly profitable (ROA 2.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Caprock Santa Fe over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Caprock Santa Fe insured?

Yes. Caprock Santa Fe is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Caprock Santa Fe: frequently asked questions

Is Caprock Santa Fe a good credit union?

Caprock Santa Fe earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (41.2% capital ratio); Strongly profitable (ROA 2.38%).

Is Caprock Santa Fe NCUA-insured?

Yes. Caprock Santa Fe is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Caprock Santa Fe?

Caprock Santa Fe holds $52 million in total assets, ranking 63rd of 379 credit unions we track in Texas. It serves 4,287 members.

Does Caprock Santa Fe have CFPB complaints?

No CFPB complaints against Caprock Santa Fe appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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