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credit union

Walker County

Huntsville, TX · Est. 1957
A
Trust Grade
Excellent
Score: 95/100

Walker County is a credit union based in Huntsville, Texas, established in 1957, with $53 million in total assets serving 5,049 members. By Trust Grade it ranks 138th of 379 credit unions we track in Texas. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Walker County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.9M
<$100M institution
Members
5,049
Shares & deposits
Net worth ratio
16.5%
Top 36% of <$100M peers · Texas median 13.5%
Return on assets
0.6%
Top 49% of <$100M peers · Texas median 0.58%
Rank in Texas
#138
of 379 credit unions

How Walker County compares to Texas peers

Net worth ratio
Top 36% of <$100M peers
Walker County
16.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Walker County
0.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Walker County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.5% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walker County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Walker County insured?

Yes. Walker County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walker County: frequently asked questions

Is Walker County a good credit union?

Walker County earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Profitable (ROA 0.63%).

Is Walker County NCUA-insured?

Yes. Walker County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Walker County?

Walker County holds $53 million in total assets, ranking 138th of 379 credit unions we track in Texas. It serves 5,049 members.

Does Walker County have CFPB complaints?

No CFPB complaints against Walker County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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