Mountain Star
Mountain Star is a credit union based in El Paso, Texas, established in 1935, with $47 million in total assets serving 4,784 members. By Trust Grade it ranks 2nd of 379 credit unions we track in Texas. Its net worth ratio of 18.0% is stronger than 70% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 9.21% return on assets. No consumer complaints against Mountain Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountain Star compares to Texas peers
How we graded Mountain Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.0% capital ratio)
- Strongly profitable (ROA 9.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountain Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mountain Star insured?
Yes. Mountain Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountain Star: frequently asked questions
Is Mountain Star a good credit union?
Mountain Star earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Strongly profitable (ROA 9.21%).
Is Mountain Star NCUA-insured?
Yes. Mountain Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mountain Star?
Mountain Star holds $47 million in total assets, ranking 2nd of 379 credit unions we track in Texas. It serves 4,784 members.
Does Mountain Star have CFPB complaints?
No CFPB complaints against Mountain Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
