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credit union

Cabot Community

Pampa, TX · Est. 1931
A
Trust Grade
Excellent
Score: 98/100

Cabot Community is a credit union based in Pampa, Texas, established in 1931, with $43 million in total assets serving 4,436 members. By Trust Grade it ranks 73rd of 379 credit unions we track in Texas. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.29% return on assets. No consumer complaints against Cabot Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.3M
<$100M institution
Members
4,436
Shares & deposits
Net worth ratio
16.5%
Top 36% of <$100M peers · Texas median 13.5%
Return on assets
2.3%
Top 4% of <$100M peers · Texas median 0.58%
Rank in Texas
#73
of 379 credit unions

How Cabot Community compares to Texas peers

Net worth ratio
Top 36% of <$100M peers
Cabot Community
16.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of <$100M peers
Cabot Community
2.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cabot Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.5% capital ratio)
  • Strongly profitable (ROA 2.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cabot Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cabot Community insured?

Yes. Cabot Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cabot Community: frequently asked questions

Is Cabot Community a good credit union?

Cabot Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 2.29%).

Is Cabot Community NCUA-insured?

Yes. Cabot Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cabot Community?

Cabot Community holds $43 million in total assets, ranking 73rd of 379 credit unions we track in Texas. It serves 4,436 members.

Does Cabot Community have CFPB complaints?

No CFPB complaints against Cabot Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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