Caprock
Caprock is a credit union based in Lamesa, Texas, established in 1965, with $41 million in total assets serving 4,325 members. By Trust Grade it ranks 247th of 379 credit unions we track in Texas. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Caprock appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Caprock compares to Texas peers
How we graded Caprock
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Caprock over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Caprock insured?
Yes. Caprock is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Caprock: frequently asked questions
Is Caprock a good credit union?
Caprock earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.03%).
Is Caprock NCUA-insured?
Yes. Caprock is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Caprock?
Caprock holds $41 million in total assets, ranking 247th of 379 credit unions we track in Texas. It serves 4,325 members.
Does Caprock have CFPB complaints?
No CFPB complaints against Caprock appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
