Keystone
Keystone is a credit union based in Tyler, Texas, established in 1964, with $40 million in total assets serving 2,931 members. By Trust Grade it ranks 106th of 379 credit unions we track in Texas. Its net worth ratio of 27.8% is stronger than 93% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Keystone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Keystone compares to Texas peers
How we graded Keystone
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.8% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Keystone over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Keystone insured?
Yes. Keystone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Keystone: frequently asked questions
Is Keystone a good credit union?
Keystone earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (27.8% capital ratio); Profitable (ROA 0.95%).
Is Keystone NCUA-insured?
Yes. Keystone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Keystone?
Keystone holds $40 million in total assets, ranking 106th of 379 credit unions we track in Texas. It serves 2,931 members.
Does Keystone have CFPB complaints?
No CFPB complaints against Keystone appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
