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credit union

Golden Triangle

Groves, TX · Est. 1953
A
Trust Grade
Excellent
Score: 93/100

Golden Triangle is a credit union based in Groves, Texas, established in 1953, with $39 million in total assets serving 2,306 members. By Trust Grade it ranks 162nd of 379 credit unions we track in Texas. Its net worth ratio of 18.3% is stronger than 72% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Golden Triangle appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$38.7M
<$100M institution
Members
2,306
Shares & deposits
Net worth ratio
18.3%
Top 28% of <$100M peers · Texas median 13.5%
Return on assets
0.4%
Bottom 39% of <$100M peers · Texas median 0.58%
Rank in Texas
#162
of 379 credit unions

How Golden Triangle compares to Texas peers

Net worth ratio
Top 28% of <$100M peers
Golden Triangle
18.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
Golden Triangle
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Golden Triangle

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (18.3% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden Triangle over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Golden Triangle insured?

Yes. Golden Triangle is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden Triangle: frequently asked questions

Is Golden Triangle a good credit union?

Golden Triangle earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Profitable (ROA 0.38%).

Is Golden Triangle NCUA-insured?

Yes. Golden Triangle is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Golden Triangle?

Golden Triangle holds $39 million in total assets, ranking 162nd of 379 credit unions we track in Texas. It serves 2,306 members.

Does Golden Triangle have CFPB complaints?

No CFPB complaints against Golden Triangle appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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