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credit union

Town Of Cheektowaga

Cheektowaga, NY · Est. 1980
A
Trust Grade
Excellent
Score: 98/100

Town Of Cheektowaga is a credit union based in Cheektowaga, New York, established in 1980, with $38 million in total assets serving 1,483 members. By Trust Grade it ranks 53rd of 267 credit unions we track in New York. Its net worth ratio of 17.0% is stronger than 66% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Town Of Cheektowaga appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$37.8M
<$100M institution
Members
1,483
Shares & deposits
Net worth ratio
17.0%
Top 34% of <$100M peers · New York median 12%
Return on assets
1.3%
Top 21% of <$100M peers · New York median 0.67%
Rank in New York
#53
of 267 credit unions

How Town Of Cheektowaga compares to New York peers

Net worth ratio
Top 34% of <$100M peers
Town Of
17.0%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Town Of
1.3%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Town Of Cheektowaga

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.0% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town Of Cheektowaga over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Town Of Cheektowaga insured?

Yes. Town Of Cheektowaga is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town Of Cheektowaga: frequently asked questions

Is Town Of Cheektowaga a good credit union?

Town Of Cheektowaga earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.27%).

Is Town Of Cheektowaga NCUA-insured?

Yes. Town Of Cheektowaga is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Town Of Cheektowaga?

Town Of Cheektowaga holds $38 million in total assets, ranking 53rd of 267 credit unions we track in New York. It serves 1,483 members.

Does Town Of Cheektowaga have CFPB complaints?

No CFPB complaints against Town Of Cheektowaga appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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