Steuben Citizens
Steuben Citizens is a credit union based in Bath, New York, established in 1949, with $36 million in total assets serving 2,575 members. By Trust Grade it ranks 99th of 267 credit unions we track in New York. Its net worth ratio of 12.2% trails most similarly sized credit unions (35th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Steuben Citizens appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Steuben Citizens compares to New York peers
How we graded Steuben Citizens
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Steuben Citizens over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Steuben Citizens insured?
Yes. Steuben Citizens is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Steuben Citizens: frequently asked questions
Is Steuben Citizens a good credit union?
Steuben Citizens earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.50%).
Is Steuben Citizens NCUA-insured?
Yes. Steuben Citizens is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Steuben Citizens?
Steuben Citizens holds $36 million in total assets, ranking 99th of 267 credit unions we track in New York. It serves 2,575 members.
Does Steuben Citizens have CFPB complaints?
No CFPB complaints against Steuben Citizens appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
