Academic
Academic is a credit union based in Briarcliff Mano, New York, established in 1979, with $36 million in total assets serving 2,358 members. By Trust Grade it ranks 221st of 267 credit unions we track in New York. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-0.08% return on assets), a point to watch. No consumer complaints against Academic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Academic compares to New York peers
How we graded Academic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Unprofitable over the period (ROA -0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Academic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Academic insured?
Yes. Academic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Academic: frequently asked questions
Is Academic a good credit union?
Academic earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Unprofitable over the period (ROA -0.08%).
Is Academic NCUA-insured?
Yes. Academic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Academic?
Academic holds $36 million in total assets, ranking 221st of 267 credit unions we track in New York. It serves 2,358 members.
Does Academic have CFPB complaints?
No CFPB complaints against Academic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
