Twin Rivers
Twin Rivers is a credit union based in Massena, New York, established in 1970, with $39 million in total assets serving 2,576 members. By Trust Grade it ranks 41st of 267 credit unions we track in New York. Its net worth ratio of 12.8% trails most similarly sized credit unions (40th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Twin Rivers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Twin Rivers compares to New York peers
How we graded Twin Rivers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Twin Rivers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Twin Rivers insured?
Yes. Twin Rivers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Twin Rivers: frequently asked questions
Is Twin Rivers a good credit union?
Twin Rivers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.00%).
Is Twin Rivers NCUA-insured?
Yes. Twin Rivers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Twin Rivers?
Twin Rivers holds $39 million in total assets, ranking 41st of 267 credit unions we track in New York. It serves 2,576 members.
Does Twin Rivers have CFPB complaints?
No CFPB complaints against Twin Rivers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
