Utica District Telephone Employees
Utica District Telephone Employees is a credit union based in Utica, New York, established in 1956, with $40 million in total assets serving 1,669 members. By Trust Grade it ranks 104th of 267 credit unions we track in New York. Its net worth ratio of 32.0% is stronger than 95% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Utica District Telephone Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utica District Telephone Employees compares to New York peers
How we graded Utica District Telephone Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (32.0% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utica District Telephone Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utica District Telephone Employees insured?
Yes. Utica District Telephone Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utica District Telephone Employees: frequently asked questions
Is Utica District Telephone Employees a good credit union?
Utica District Telephone Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (32.0% capital ratio); Profitable (ROA 0.48%).
Is Utica District Telephone Employees NCUA-insured?
Yes. Utica District Telephone Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utica District Telephone Employees?
Utica District Telephone Employees holds $40 million in total assets, ranking 104th of 267 credit unions we track in New York. It serves 1,669 members.
Does Utica District Telephone Employees have CFPB complaints?
No CFPB complaints against Utica District Telephone Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
