Whitesville Community
Whitesville Community is a credit union based in Whitesville, Kentucky, established in 1962, with $40 million in total assets serving 2,810 members. By Trust Grade it ranks 22nd of 52 credit unions we track in Kentucky. Its net worth ratio of 11.5% trails most similarly sized credit unions (29th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Whitesville Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whitesville Community compares to Kentucky peers
How we graded Whitesville Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whitesville Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Whitesville Community insured?
Yes. Whitesville Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whitesville Community: frequently asked questions
Is Whitesville Community a good credit union?
Whitesville Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.88%).
Is Whitesville Community NCUA-insured?
Yes. Whitesville Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Whitesville Community?
Whitesville Community holds $40 million in total assets, ranking 22nd of 52 credit unions we track in Kentucky. It serves 2,810 members.
Does Whitesville Community have CFPB complaints?
No CFPB complaints against Whitesville Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
