credit union

Metro Plus

Lexington, KY · Est. 1940
A
Trust Grade
Excellent
Score: 92/100

Metro Plus is a credit union based in Lexington, Kentucky, established in 1940, with $52 million in total assets serving 4,685 members. By Trust Grade it ranks 32nd of 52 credit unions we track in Kentucky. Its net worth ratio of 12.8% trails most similarly sized credit unions (40th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Metro Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.9M
<$100M institution
Members
4,685
Shares & deposits
—
Net worth ratio
12.8%
Bottom 40% of <$100M peers · Kentucky median 12.8%
Return on assets
0.3%
Bottom 33% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#32
of 52 credit unions

How Metro Plus compares to Kentucky peers

Net worth ratio
Bottom 40% of <$100M peers
Metro Plus
12.8%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Metro Plus
0.3%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Metro Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro Plus insured?

Yes. Metro Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro Plus: frequently asked questions

Is Metro Plus a good credit union?

Metro Plus earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.26%).

Is Metro Plus NCUA-insured?

Yes. Metro Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro Plus?

Metro Plus holds $52 million in total assets, ranking 32nd of 52 credit unions we track in Kentucky. It serves 4,685 members.

Does Metro Plus have CFPB complaints?

No CFPB complaints against Metro Plus appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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