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credit union

Louisville Gas And Electric Company

Louisville, KY · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Louisville Gas And Electric Company is a credit union based in Louisville, Kentucky, established in 1934, with $50 million in total assets serving 2,717 members. By Trust Grade it ranks 19th of 52 credit unions we track in Kentucky. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Louisville Gas And Electric Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.8M
<$100M institution
Members
2,717
Shares & deposits
Net worth ratio
15.5%
Top 41% of <$100M peers · Kentucky median 12.8%
Return on assets
0.8%
Top 39% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#19
of 52 credit unions

How Louisville Gas And Electric Company compares to Kentucky peers

Net worth ratio
Top 41% of <$100M peers
Louisville Gas
15.5%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Louisville Gas
0.8%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Louisville Gas And Electric Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Louisville Gas And Electric Company over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Louisville Gas And Electric Company insured?

Yes. Louisville Gas And Electric Company is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Louisville Gas And Electric Company: frequently asked questions

Is Louisville Gas And Electric Company a good credit union?

Louisville Gas And Electric Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.82%).

Is Louisville Gas And Electric Company NCUA-insured?

Yes. Louisville Gas And Electric Company is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Louisville Gas And Electric Company?

Louisville Gas And Electric Company holds $50 million in total assets, ranking 19th of 52 credit unions we track in Kentucky. It serves 2,717 members.

Does Louisville Gas And Electric Company have CFPB complaints?

No CFPB complaints against Louisville Gas And Electric Company appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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