Northern Kentucky
Northern Kentucky is a credit union based in Highland Height, Kentucky, established in 1973, with $44 million in total assets serving 6,790 members. By Trust Grade it ranks 8th of 52 credit unions we track in Kentucky. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against Northern Kentucky appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern Kentucky compares to Kentucky peers
How we graded Northern Kentucky
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern Kentucky over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northern Kentucky insured?
Yes. Northern Kentucky is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern Kentucky: frequently asked questions
Is Northern Kentucky a good credit union?
Northern Kentucky earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.72%).
Is Northern Kentucky NCUA-insured?
Yes. Northern Kentucky is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northern Kentucky?
Northern Kentucky holds $44 million in total assets, ranking 8th of 52 credit unions we track in Kentucky. It serves 6,790 members.
Does Northern Kentucky have CFPB complaints?
No CFPB complaints against Northern Kentucky appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
