Louisville Federal
Louisville Federal is a credit union based in Louisville, Kentucky, established in 1924, with $35 million in total assets serving 2,184 members. By Trust Grade it ranks 27th of 52 credit unions we track in Kentucky. Its net worth ratio of 21.2% is stronger than 81% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Louisville Federal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Louisville Federal compares to Kentucky peers
How we graded Louisville Federal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.2% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Louisville Federal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Louisville Federal insured?
Yes. Louisville Federal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Louisville Federal: frequently asked questions
Is Louisville Federal a good credit union?
Louisville Federal earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (21.2% capital ratio); Profitable (ROA 0.42%).
Is Louisville Federal NCUA-insured?
Yes. Louisville Federal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Louisville Federal?
Louisville Federal holds $35 million in total assets, ranking 27th of 52 credit unions we track in Kentucky. It serves 2,184 members.
Does Louisville Federal have CFPB complaints?
No CFPB complaints against Louisville Federal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
