Your Hometown
Your Hometown is a credit union based in Mayfield, Kentucky, established in 1965, with $27 million in total assets serving 1,641 members. By Trust Grade it ranks 49th of 52 credit unions we track in Kentucky. Its net worth ratio of 8.9% trails most similarly sized credit unions (9th percentile), versus a Kentucky median of 12.8%. It posted a loss over the most recent period (-0.82% return on assets), a point to watch. No consumer complaints against Your Hometown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Your Hometown compares to Kentucky peers
How we graded Your Hometown
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Unprofitable over the period (ROA -0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Your Hometown over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Your Hometown insured?
Yes. Your Hometown is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Your Hometown: frequently asked questions
Is Your Hometown a good credit union?
Your Hometown earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.82%).
Is Your Hometown NCUA-insured?
Yes. Your Hometown is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Your Hometown?
Your Hometown holds $27 million in total assets, ranking 49th of 52 credit unions we track in Kentucky. It serves 1,641 members.
Does Your Hometown have CFPB complaints?
No CFPB complaints against Your Hometown appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
