Old Kentucky Home
Old Kentucky Home is a credit union based in Bardstown, Kentucky, established in 1967, with $20 million in total assets serving 2,251 members. By Trust Grade it ranks 26th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Old Kentucky Home appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Old Kentucky Home compares to Kentucky peers
How we graded Old Kentucky Home
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Old Kentucky Home over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Old Kentucky Home insured?
Yes. Old Kentucky Home is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Old Kentucky Home: frequently asked questions
Is Old Kentucky Home a good credit union?
Old Kentucky Home earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.43%).
Is Old Kentucky Home NCUA-insured?
Yes. Old Kentucky Home is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Old Kentucky Home?
Old Kentucky Home holds $20 million in total assets, ranking 26th of 52 credit unions we track in Kentucky. It serves 2,251 members.
Does Old Kentucky Home have CFPB complaints?
No CFPB complaints against Old Kentucky Home appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
