Lexington Postal Community
Lexington Postal Community is a credit union based in Lexington, Kentucky, established in 1928, with $28 million in total assets serving 2,130 members. By Trust Grade it ranks 45th of 52 credit unions we track in Kentucky. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Lexington Postal Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lexington Postal Community compares to Kentucky peers
How we graded Lexington Postal Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Profitable (ROA 0.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lexington Postal Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lexington Postal Community insured?
Yes. Lexington Postal Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lexington Postal Community: frequently asked questions
Is Lexington Postal Community a good credit union?
Lexington Postal Community earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.14%).
Is Lexington Postal Community NCUA-insured?
Yes. Lexington Postal Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lexington Postal Community?
Lexington Postal Community holds $28 million in total assets, ranking 45th of 52 credit unions we track in Kentucky. It serves 2,130 members.
Does Lexington Postal Community have CFPB complaints?
No CFPB complaints against Lexington Postal Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
