Skip to main content
credit union

Park

Louisville, KY · Est. 1955
A
Trust Grade
Excellent
Score: 94/100

Park is a credit union based in Louisville, Kentucky, established in 1955, with $1.4 billion in total assets serving 80,908 members. By Trust Grade it ranks 24th of 52 credit unions we track in Kentucky. Its net worth ratio of 17.6% is stronger than 97% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Park appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
80,908
Shares & deposits
Net worth ratio
17.6%
Top 3% of $1B–10B peers · Kentucky median 12.8%
Return on assets
0.5%
Bottom 35% of $1B–10B peers · Kentucky median 0.76%
Rank in Kentucky
#24
of 52 credit unions

How Park compares to Kentucky peers

Net worth ratio
Top 3% of $1B–10B peers
Park
17.6%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $1B–10B peers
Park
0.5%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Park

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (17.6% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Park over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Park insured?

Yes. Park is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Park: frequently asked questions

Is Park a good credit union?

Park earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Profitable (ROA 0.55%).

Is Park NCUA-insured?

Yes. Park is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Park?

Park holds $1.4 billion in total assets, ranking 24th of 52 credit unions we track in Kentucky. It serves 80,908 members.

Does Park have CFPB complaints?

No CFPB complaints against Park appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

University Of Kentucky
credit union · Lexington, KY · $1.7B assets
Transcend
credit union · Louisville, KY · $589M assets
Members Heritage
credit union · Lexington, KY · $584M assets
Members Choice
credit union · Ashland, KY · $426M assets
Ashland
credit union · Ashland, KY · $412M assets
Signet
credit union · Paducah, KY · $390M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →