Members Heritage
Members Heritage is a credit union based in Lexington, Kentucky, established in 1960, with $584 million in total assets serving 54,828 members. By Trust Grade it ranks 25th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.3% is stronger than 64% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Members Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members Heritage compares to Kentucky peers
How we graded Members Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members Heritage insured?
Yes. Members Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members Heritage: frequently asked questions
Is Members Heritage a good credit union?
Members Heritage earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.50%).
Is Members Heritage NCUA-insured?
Yes. Members Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members Heritage?
Members Heritage holds $584 million in total assets, ranking 25th of 52 credit unions we track in Kentucky. It serves 54,828 members.
Does Members Heritage have CFPB complaints?
No CFPB complaints against Members Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
