Signet
Signet is a credit union based in Paducah, Kentucky, established in 1982, with $390 million in total assets serving 20,688 members. By Trust Grade it ranks 10th of 52 credit unions we track in Kentucky. Its net worth ratio of 16.7% is stronger than 93% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Signet appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Signet compares to Kentucky peers
How we graded Signet
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Signet over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Signet insured?
Yes. Signet is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Signet: frequently asked questions
Is Signet a good credit union?
Signet earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 1.17%).
Is Signet NCUA-insured?
Yes. Signet is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Signet?
Signet holds $390 million in total assets, ranking 10th of 52 credit unions we track in Kentucky. It serves 20,688 members.
Does Signet have CFPB complaints?
No CFPB complaints against Signet appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
