Skip to main content
credit union

University Of Kentucky

Lexington, KY · Est. 1937
A
Trust Grade
Excellent
Score: 91/100

University Of Kentucky is a credit union based in Lexington, Kentucky, established in 1937, with $1.7 billion in total assets serving 112,948 members. By Trust Grade it ranks 35th of 52 credit unions we track in Kentucky. Its net worth ratio of 11.0% is stronger than 57% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against University Of Kentucky appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Members
112,948
Shares & deposits
Net worth ratio
11.0%
Top 43% of $1B–10B peers · Kentucky median 12.8%
Return on assets
0.5%
Bottom 34% of $1B–10B peers · Kentucky median 0.76%
Rank in Kentucky
#35
of 52 credit unions

How University Of Kentucky compares to Kentucky peers

Net worth ratio
Top 43% of $1B–10B peers
University Of
11.0%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $1B–10B peers
University Of
0.5%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded University Of Kentucky

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University Of Kentucky over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University Of Kentucky insured?

Yes. University Of Kentucky is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University Of Kentucky: frequently asked questions

Is University Of Kentucky a good credit union?

University Of Kentucky earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.53%).

Is University Of Kentucky NCUA-insured?

Yes. University Of Kentucky is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University Of Kentucky?

University Of Kentucky holds $1.7 billion in total assets, ranking 35th of 52 credit unions we track in Kentucky. It serves 112,948 members.

Does University Of Kentucky have CFPB complaints?

No CFPB complaints against University Of Kentucky appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Park
credit union · Louisville, KY · $1.4B assets
L & N
credit union · Louisville, KY · $2.6B assets
Abound
credit union · Radcliff, KY · $2.7B assets
Transcend
credit union · Louisville, KY · $589M assets
Members Heritage
credit union · Lexington, KY · $584M assets
Commonwealth
credit union · Frankfort, KY · $2.8B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →