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credit union

Hawaiiusa

Honolulu, HI · Est. 1936
A
Trust Grade
Excellent
Score: 90/100

Hawaiiusa is a credit union based in Honolulu, Hawaii, established in 1936, with $2.7 billion in total assets serving 130,552 members. By Trust Grade it ranks 30th of 45 credit unions we track in Hawaii. Its net worth ratio of 10.4% trails most similarly sized credit unions (40th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Hawaiiusa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Members
130,552
Shares & deposits
Net worth ratio
10.4%
Bottom 40% of $1B–10B peers · Hawaii median 12.6%
Return on assets
0.8%
Top 43% of $1B–10B peers · Hawaii median 0.76%
Rank in Hawaii
#30
of 45 credit unions

How Hawaiiusa compares to Hawaii peers

Net worth ratio
Bottom 40% of $1B–10B peers
Hawaiiusa
10.4%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $1B–10B peers
Hawaiiusa
0.8%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hawaiiusa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaiiusa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hawaiiusa insured?

Yes. Hawaiiusa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaiiusa: frequently asked questions

Is Hawaiiusa a good credit union?

Hawaiiusa earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.78%).

Is Hawaiiusa NCUA-insured?

Yes. Hawaiiusa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hawaiiusa?

Hawaiiusa holds $2.7 billion in total assets, ranking 30th of 45 credit unions we track in Hawaii. It serves 130,552 members.

Does Hawaiiusa have CFPB complaints?

No CFPB complaints against Hawaiiusa appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Hfs
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University Of Hawaii
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Gather
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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