Gather
Gather is a credit union based in Lihue, Hawaii, established in 1954, with $924 million in total assets serving 40,477 members. By Trust Grade it ranks 8th of 45 credit unions we track in Hawaii. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Gather appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gather compares to Hawaii peers
How we graded Gather
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gather over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gather insured?
Yes. Gather is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gather: frequently asked questions
Is Gather a good credit union?
Gather earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.54%).
Is Gather NCUA-insured?
Yes. Gather is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gather?
Gather holds $924 million in total assets, ranking 8th of 45 credit unions we track in Hawaii. It serves 40,477 members.
Does Gather have CFPB complaints?
No CFPB complaints against Gather appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
