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credit union

Hawaiian Financial

Honolulu, HI · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

Hawaiian Financial is a credit union based in Honolulu, Hawaii, established in 1936, with $1.1 billion in total assets serving 51,839 members. By Trust Grade it ranks 17th of 45 credit unions we track in Hawaii. Its net worth ratio of 11.7% is stronger than 67% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Hawaiian Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
51,839
Shares & deposits
Net worth ratio
11.7%
Top 33% of $1B–10B peers · Hawaii median 12.6%
Return on assets
0.7%
Top 47% of $1B–10B peers · Hawaii median 0.76%
Rank in Hawaii
#17
of 45 credit unions

How Hawaiian Financial compares to Hawaii peers

Net worth ratio
Top 33% of $1B–10B peers
Hawaiian Financial
11.7%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $1B–10B peers
Hawaiian Financial
0.7%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hawaiian Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaiian Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hawaiian Financial insured?

Yes. Hawaiian Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaiian Financial: frequently asked questions

Is Hawaiian Financial a good credit union?

Hawaiian Financial earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.74%).

Is Hawaiian Financial NCUA-insured?

Yes. Hawaiian Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hawaiian Financial?

Hawaiian Financial holds $1.1 billion in total assets, ranking 17th of 45 credit unions we track in Hawaii. It serves 51,839 members.

Does Hawaiian Financial have CFPB complaints?

No CFPB complaints against Hawaiian Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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