Hfs
Hfs is a credit union based in Hilo, Hawaii, established in 1937, with $1.1 billion in total assets serving 55,975 members. By Trust Grade it ranks 37th of 45 credit unions we track in Hawaii. Its net worth ratio of 9.0% trails most similarly sized credit unions (13th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Hfs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hfs compares to Hawaii peers
How we graded Hfs
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hfs over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hfs insured?
Yes. Hfs is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hfs: frequently asked questions
Is Hfs a good credit union?
Hfs earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.78%).
Is Hfs NCUA-insured?
Yes. Hfs is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hfs?
Hfs holds $1.1 billion in total assets, ranking 37th of 45 credit unions we track in Hawaii. It serves 55,975 members.
Does Hfs have CFPB complaints?
No CFPB complaints against Hfs appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
