Skip to main content
credit union

Hawaii Community

Kailua Kona, HI · Est. 1936
B
Trust Grade
Strong
Score: 86/100

Hawaii Community is a credit union based in Kailua Kona, Hawaii, established in 1936, with $805 million in total assets serving 45,859 members. By Trust Grade it ranks 36th of 45 credit unions we track in Hawaii. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Hawaii Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$805.0M
$100M–1B institution
Members
45,859
Shares & deposits
Net worth ratio
9.6%
Bottom 24% of $100M–1B peers · Hawaii median 12.6%
Return on assets
0.6%
Bottom 45% of $100M–1B peers · Hawaii median 0.76%
Rank in Hawaii
#36
of 45 credit unions

How Hawaii Community compares to Hawaii peers

Net worth ratio
Bottom 24% of $100M–1B peers
Hawaii Community
9.6%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Hawaii Community
0.6%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hawaii Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaii Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hawaii Community insured?

Yes. Hawaii Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaii Community: frequently asked questions

Is Hawaii Community a good credit union?

Hawaii Community earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.61%).

Is Hawaii Community NCUA-insured?

Yes. Hawaii Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hawaii Community?

Hawaii Community holds $805 million in total assets, ranking 36th of 45 credit unions we track in Hawaii. It serves 45,859 members.

Does Hawaii Community have CFPB complaints?

No CFPB complaints against Hawaii Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Lokahi
credit union · Honolulu, HI · $709M assets
Gather
credit union · Lihue, HI · $924M assets
University Of Hawaii
credit union · Honolulu, HI · $957M assets
Pearl Hawaii
credit union · Waipahu, HI · $544M assets
Hfs
credit union · Hilo, HI · $1.1B assets
Hawaiian Financial
credit union · Honolulu, HI · $1.1B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →