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credit union

Hawaii State

Honolulu, HI · Est. 1936
B
Trust Grade
Strong
Score: 89/100

Hawaii State is a credit union based in Honolulu, Hawaii, established in 1936, with $2.9 billion in total assets serving 138,998 members. By Trust Grade it ranks 32nd of 45 credit unions we track in Hawaii. Its net worth ratio of 9.4% trails most similarly sized credit unions (20th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Hawaii State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Members
138,998
Shares & deposits
Net worth ratio
9.4%
Bottom 20% of $1B–10B peers · Hawaii median 12.6%
Return on assets
1.3%
Top 15% of $1B–10B peers · Hawaii median 0.76%
Rank in Hawaii
#32
of 45 credit unions

How Hawaii State compares to Hawaii peers

Net worth ratio
Bottom 20% of $1B–10B peers
Hawaii State
9.4%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $1B–10B peers
Hawaii State
1.3%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hawaii State

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaii State over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hawaii State insured?

Yes. Hawaii State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaii State: frequently asked questions

Is Hawaii State a good credit union?

Hawaii State earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Strongly profitable (ROA 1.27%).

Is Hawaii State NCUA-insured?

Yes. Hawaii State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hawaii State?

Hawaii State holds $2.9 billion in total assets, ranking 32nd of 45 credit unions we track in Hawaii. It serves 138,998 members.

Does Hawaii State have CFPB complaints?

No CFPB complaints against Hawaii State appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Hawaiiusa
credit union · Honolulu, HI · $2.7B assets
Aloha Pacific
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Hawaiian Financial
credit union · Honolulu, HI · $1.1B assets
Hfs
credit union · Hilo, HI · $1.1B assets
University Of Hawaii
credit union · Honolulu, HI · $957M assets
Gather
credit union · Lihue, HI · $924M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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